Page 10 – Get Finance Secure

Where To Find Your Credit Report For Free

Part of being financially responsible involves staying on top of your credit report. Your report shows you what’s been reported by creditors and should never be taken lightly. It will include everything from missed payments and account balances to charge-offs and credit inquiries. Gaining access to your credit report isn’t as troublesome as it used…

ByGet Finance Secure

Credit Scores

Why Your Vantage Score Is Just As Important As Your FICO Score

Everyone is pretty familiar with what a FICO credit score is. But there’s a new credit scoring agency in town, and in the next few years it may replace the FICO score all together. What most people don’t understand is that there are many agencies who produce credit scores. FICO is just the most…

ByGet Finance Secure

Loans

The Sticky Truth About Loan Modifications – Part 1

Have you ever considered getting a loan modification? If so, you’re not alone. Many people who fall behind on their loans are quick to turn to them, hoping they’ll provide some level of relief. But, many soon realize that a loan modification wasn’t quite what they expected. The Amount Owed Won’t Disappear: A…

ByGet Finance Secure

Housing

Why a Home Inspection Is Crucial Before You Buy a New Home

Make sure the sales contract on your new house or condominium includes a home inspection clause before you sign it. The inspection clause should clearly state that your final obligation to buy depends on the outcome of a professional home inspection. When it comes to the largest single investment you’ll probably ever make, you don’t want…

ByGet Finance Secure

Credit Scores

2 Ways To Get A Good Credit Score Fast

Need to rebuild your credit? There are several ways to go about improving it. Some are obvious, some not as obvious. Here are two in particular that most people aren’t aware of: Go to a bank or credit union and get a prepaid credit card. This is where you give them $300 of your own…

ByGet Finance Secure

Credit Scores

Major Hidden Factor That’s Killing Your Credit Score

One of the biggest mistakes people make when trying to be ‘responsible’ with their credit is using too much of it. Most people believe that if they use their credit cards to the max and pay it off at the end of the month, this helps build credit. This is not true. This actually looks…

ByGet Finance Secure

Credit Scores

6 Tips For Pulling Your Credit Score Out Of The Dumps

A shaky credit score means the difference between getting approved for a loan and being denied. And when you’re ready to go for that first home, or new car the last thing you want is to be denied. If you know your credit is bad, there’s no time like now to make steps towards improving…

ByGet Finance Secure

Housing

Buyers Ulitmately Pay a Price in PMI for Their Low Down Payments

Mortgage lenders have begun requiring home buyers to either make a 20 percent down payment or buy private mortgage insurance in the wake of the mortgage meltdown. Some mortgage lenders have reduced the required down payment in the last couple of years, and they will now accept mortgage loans with only 5 percent or 10 percent…

ByGet Finance Secure

Credit Cards

Get Control Of Those Hectic Interest Rates In Two Simple Steps

Are you throwing a lot of money at your credit card debt, but aren’t seeing a real difference? This is common where the borrower may be making the monthly payments on time, but still seeing a high balance. Here’s the issue. If you’re carrying around a $5,000 credit card debt where you’re making…

ByGet Finance Secure

Sign Up to Our Newsletter